Keeping A Clean Credit ReportKeeping a good credit record is very important; a poor history can follow you for many years and can make buying a home, car or even getting a credit card almost impossible.Making the wrong decision about your finances can ruin a good credit report. The following commonsense tips on how to keep a good credit report:
- Keep all of your original documents, especially receipts, sales slips and billing statements. You will need them if you dispute a credit bill or report. If requested by the credit agency, send copies only; never send your originals.
- Be skeptical of companies that promise they can immediately solve your credit problems or “clean up your credit report.” There is nothing they can do for you – for a fee – that you cannot do for yourself at little or no cost.
Evaluate your financial condition-get a plan.
